Start Up Stage

Information about financing options when starting a business venture. Articles cover personal investment, loans, overdrafts and raising capital from various sources.

A Business Idea That Makes Money

Do proper research and know your market before launching a business idea that actually generates profit.

Banks and Business Financing

Banks offer more than just loans to finance your business, including mortgages, leasing, factoring and investment services.

Financing a Business Using Credit Cards

Using credit cards to fund your business can work, but weigh the risks and rewards carefully before committing to this approach.

Finding the Right Business Financing

Compare different business financing options to find the right funding source for your company's needs.

Funding Options from Friends and Family

Borrowing from friends and family can give your startup quick cash with flexible terms, but make sure repayment rules are clear from the start.

Investing Your Money in Your Business

Putting your own money into your business shows investors you're serious and makes it easier to secure outside funding.

Long Term Finance Options

Compare long-term business loans, secured and unsecured options, to find the best interest rates and terms for your company.

Other Ways to Raise Business Finances

Banks often turn down startups, but alternatives like venture capitalists, business angels and online lenders can help you raise the funding you need.

Securing Property to Gain Business Funds

Using personal or business assets as collateral can help you qualify for a business loan, but lenders have strict requirements you'll need to meet.

Short Term Finance Options

Overdrafts, supplier credit and short-term loans help businesses cover daily costs, but you need to calculate how much working capital you actually need.

Soft Loan Options for Your Business

Get low-interest loans for your business without collateral through soft loan schemes designed for startups and struggling companies.

Ten Ways to Finance Your Business

Get funding for your business with ten practical financing options from personal savings to investors.

Understanding Business Ratios

Use business ratios to spot financial problems early and keep your company healthy and profitable.

Using an Overdraft to Start a Business

See if an overdraft could work as short-term startup funding, including the pros and cons to consider.

Your Assets and Raising Business Funds

You can use your personal assets like your home to fund a business startup and raise cash faster than borrowing.